Accounting & Finance
General Ledger & Trial Balance
Maintain a real-time, accurate general ledger with double-entry bookkeeping. Every transaction is automatically posted to the correct accounts. Generate trial balances instantly to ensure your books are always balanced.
Profit & Loss Statement
Track your company's financial performance with detailed P&L reports. Analyze revenue streams, break down costs by category, and monitor net profitability over any custom date range.
Balance Sheet
Get a real-time snapshot of your company's financial health. View current assets, fixed assets, liabilities, and equity in a standardized format ready for auditors, banks, or investors.
Tax Summary & Reporting
Simplify tax season with automated tax summaries. Track GST, Sales Tax, and VAT — compatible exports for major tax authorities worldwide. One click to generate filing-ready reports.
Bank Reconciliation
Import bank statement transactions alongside FinovaOS ledger entries, review differences quickly, and close your books with a guided reconciliation workflow.
Cost Center Management
Track revenues and expenses by department, project, or branch. Assign any transaction to a cost center and generate profitability reports per segment — without creating separate companies.
Budgeting & Forecasting
Set monthly or annual budgets for any account or department. Compare actuals vs. budget in real time. Get alerts when spending approaches limits — stay in control, proactively.
Cash Payment & Receipt Vouchers (CPV/CRV)
Record all cash payments and receipts with structured vouchers. Every CPV and CRV is linked to the correct account, posted in real time, and carries a full audit trail — no untracked cash movements.
Opening Balances & Financial Year
Set your opening balances when migrating from another system. Lock closed financial years to prevent backdated entries. One-click year-end closing posts carry-forward entries automatically.
Recurring Transactions
Automate repeat entries — monthly rent, utility bills, subscriptions, and standing journal entries. Set frequency, end date, and FinovaOS posts them automatically — zero manual effort.
Journal Vouchers
Post manual journal entries for adjustments, accruals, and corrections. Every entry has a full audit trail with user, timestamp, and narration. Recurring journal entries can be automated.
Sales & Invoicing
Professional Sales Invoices
Create and send beautiful, branded invoices in under 2 minutes. Choose from 5 professional templates, add your logo, and send directly from FinovaOS via email or WhatsApp. Track payment status in real time.
Quotations & Estimates
Generate detailed quotations, set validity dates, and track quote progress from draft to customer approval with a clean sales workflow.
Delivery Challans
Create delivery challans before invoicing — perfect for businesses that deliver first and invoice later. Track dispatch details, driver, vehicle number, and convert to invoice when confirmed.
Sales Returns & Credit Notes
Handle sales returns efficiently. Issue credit notes against specific invoices, automatically update stock levels, and keep your accounts perfectly in sync — no manual corrections needed.
Accounts Receivable
Monitor all outstanding customer payments in one view. Aging reports show overdue invoices by 0–30, 31–60, 61–90, and 90+ days, with customer statements ready when you need follow-up.
Multi-Currency Invoicing
Invoice international clients with supported currencies, keep exchange rates up to date, and manage foreign-currency transactions from one place.
Purchases & Payables
Purchase Orders
Create and send professional purchase orders to suppliers. Track delivery status — fully received, partial, or pending. Auto-generate purchase invoices when goods arrive.
Purchase Invoices & GRN
Record supplier invoices with automatic stock updates. Match against purchase orders to prevent over-invoicing. Every purchase is posted to your accounts payable instantly.
Accounts Payable
Track all supplier payments with aging reports. Know exactly what you owe, to whom, and when it's due. Schedule payments to maintain good supplier relationships.
Advance Payments
Record advance payments to suppliers and adjust them against future invoices. Track the advance balance per supplier and ensure accurate accounting treatment.
Expense Vouchers
Record and approve business expenses with a structured workflow. Attach receipts, categorize by expense type, and route through approval levels. Expenses post directly to your accounts.
Inventory & Stock
Real-Time Inventory Tracking
Monitor stock levels across all locations in real time. Every purchase and sale automatically updates inventory. Set minimum stock levels and receive alerts before you run out.
Stock Reports & Analytics
Generate detailed stock ledgers, movement history, location-wise summaries, and stock valuation reports. Know exactly what you have, where it is, and what it's worth.
Multi-Location Management
Manage inventory across multiple warehouses, branches, or godowns. Transfer stock between locations with full audit trails. Each location has its own stock position.
Barcode & SKU Management
Assign barcodes to all products for fast scanning at point of sale or goods receipt. Search by barcode, SKU, or product name. Supports all standard barcode formats.
HR & Payroll
Employee Management
Centralize all employee information — personal details, national ID, designation, department, joining date, and salary structure. Store contracts, certificates, and documents in the digital vault.
Attendance & Leave Tracking
Track daily attendance, check-in/out times, and leave applications. Manage casual, sick, and annual leave balances. Attendance data flows directly into payroll — no double entry.
Automated Payroll
Run monthly payroll in minutes. FinovaOS automatically calculates basic salary, allowances, deductions, Social Security, gratuity accrual, and Tax Withholding.
Advance Salary Management
Record employee salary advances and automatically deduct from future payroll. Track the outstanding advance balance per employee. Complete audit trail for every advance.
Banking & Cash Flow
Loans & Disbursements
Record and track employee or business loans with full repayment schedules. Monitor outstanding balances, calculate interest accrual, and auto-post EMI payments to your accounts — no manual journal entries needed.
Petty Cash Management
Manage daily petty cash with a dedicated cash box per location. Record expenses, track the running balance, and reconcile actual cash vs. system balance with a complete audit trail.
Bulk Payment Processing
Approve and process multiple supplier payments in a single batch. Reduce manual data entry, eliminate payment errors, and maintain a full record of every bulk payment run.
Cash Flow Statement
See exactly where your cash is coming from and where it's going. FinovaOS generates a real-time cash flow statement categorized into operating, investing, and financing activities — no manual preparation.
CRM & Contacts
Contact Management
Maintain a complete database of customers, suppliers, leads, and partners. Each contact has a full profile with interaction history, outstanding balances, and linked documents.
Sales Pipeline
Track deals from lead to close with a visual pipeline. Set deal values, probability, and expected close dates. See your total pipeline value and forecast revenue accurately.
Interaction Logging
Log every call, meeting, email, and site visit against a contact. Set follow-up reminders. Your entire sales team shares a unified activity feed — no lead falls through the cracks.
Administration & Security
Role-Based Access Control
Define exactly what each user can see and do. Create custom roles (Admin, Accountant, Viewer, Sales), assign granular permissions per module, and isolate data by branch or company.
Audit Trails & Activity Logs
Every action in FinovaOS is logged with user identity, timestamp, IP address, and device. See who created, edited, approved, or deleted any record. Full compliance-ready audit trail.
Multi-Company Management
Manage multiple businesses from a single FinovaOS account. Switch between companies instantly. Complete data isolation between entities — no cross-contamination of financial data.
Multi-Branch Operations
Run operations across multiple branches or offices with branch-level reporting and access control. Consolidate all branches into a single P&L and Balance Sheet with one click.
API Access & Integrations
Connect FinovaOS with selected business tools and bank services, with deeper integration support available for custom enterprise deployments.
Approval Workflows
Route invoices, purchase orders, expense vouchers, and payments through multi-level approval chains before posting. Prevent unauthorized transactions and maintain full control over your financials.
Financial Period Locking
Lock closed financial months or years to prevent accidental backdated entries. Only admins can unlock a period — with a full audit trail of who unlocked it and why.
WhatsApp & SMS Notifications
Send payment reminders, invoices, and alerts directly via WhatsApp or SMS. Increase collection rates, reduce follow-up time, and reach customers on their preferred channel.
Data Import Wizard (Excel / CSV)
Migrate from any accounting software or spreadsheet in minutes. Import customers, suppliers, inventory items, opening balances, and historical transactions with a guided step-by-step wizard and automatic field mapping.
AI Financial Assistant
Ask questions about your business in plain English. Get instant summaries, spot anomalies, and receive actionable recommendations powered by Claude AI, built directly into your dashboard.
Industry Solutions
Manufacturing & Production
Manage Bills of Materials (BOM), production orders, work orders, and raw material consumption. Track costs from raw material to finished goods with full costing visibility.
Restaurant & Food Service
Manage tables, menu items, kitchen orders, and recipe costing. Calculate the exact cost of every dish, track food waste, and monitor profitability per menu item.
Real Estate & Property
Track properties, tenants, rent collection, and lease agreements in one place. Automatic rent invoicing, overdue alerts, and property-wise profitability reports.
School & Academy
Manage students, fee collection, class schedules, and exam results. Automate fee reminders, generate fee receipts, and produce financial reports per academic term.
Hospital & Clinic
Handle patient records, appointments, prescriptions, and lab tests. Fully integrated with billing so every patient visit is automatically invoiced and posted to accounts.
Retail & Point of Sale
Run a full POS with barcode scanning, loyalty points, and real-time stock sync. Every sale posts instantly to accounts — no end-of-day reconciliation needed.
Services & Agency
Built for consultancies, agencies, and professional service firms. Manage client projects, quotations, retainer billing, and expense tracking — all linked to your accounts.
Distribution & Wholesale
Optimise your distribution network with route management, van sales, and delivery tracking. Wholesale-ready with multi-tier pricing, credit limits, and volume discount support.